Our home was sold, what are my rights

GET IT STRAIGHT FOLKS, THERE AIN'T NO SUCH THING AS A MORTGAGE LOAN OR A FORECLOSURE IN AMERICA AND HAS NOT BEEN SINCE 1913!IS IT ALL JUST A SCAM, YOU BETCHA IT IS!

LOOK AT ARTICLE 1, U. S. Constitution, Sections 9 and 10?skip

In 2003 my husband and myself had to mortgage my mother's home. Mother got stuck in a preditory lending situation and when she died in 2001 we found that the home which had been paid off was now mortgaged for 97,000.00. We made her very hight payments at 9.5% for a year under the estate until we could position ourselves to obtain a mortgage. We were also told that if we got involved in the class action over the preditory situation we would not be able to put the house in our name. When we finally got ourselves in positon. We began to shop. We got a card in the mail telling us that we could get an arm mortgage with a rate of 5% for the first 3 years giving us more time to better prepare ourselves so that we could get a fixed mortgage at a low rate during the three year period. When it came time for the agent to come to our home I tried to cancel because my husband and I had the flu. The man insisted telling us the rates would change. Has to be done now. The agent came out to our home while we were ill wearing a mask so he would not catch what we had. I had a 102 fever. What I did not realize is that the paper he was filling out was with a finance company and not the mortgage company and then he told us that the figures he originally gave us would have to be changed because he did not know that I was selve employed even though I payed federal taxes and social security. He offered us 3 years at 8.5% and we took it. When it came time for the arm to grab us my mortgage payments went up to a mortgage payment and a car payment amount. They gave us this loan using my husband's social security and pension. The man said he could not use my income in the equation. So I contacted the mortgage company when we started getting so far behind. I was told that that individual was no longer working for them however we did sign the paper work. We came close to foreclosure on several occassions. I finally began working 7 days a week. My son moved in with us to help with the payments and then I had a near fatal car accident. I am now on social security disability and have no way to make extra money. The company then offered us a forebarence for a year; of course we took it. Now our forebarence is nearly up and our financial situation has not changed. What can we do? Jewell