Lost job has caused me to get behind on my mortgage with GMAC

I am im the same situation with them, I fell two months behind, Nov and Dec and sent both Jan 7th, they sent it back and said my home is in foreclosure!!! I had no idea and am now freaking out trying to save my home. There are numerous complaints about this company, we should all do something about them.

They did the same thing to us and we are freaking out as well. We have 4 kids and can't get assistance from anyone that can help us with this situation.

I feel like they are totally railroading me, I have faxed in all this stuff for a loss mitigation to see If I could qualify for some kind of help with this, I faxed it in twice and they said they never got anything, BULL! On one day they said I owed them 5700 for the back payments and then the next day, I called and he said, "Ohhh, uh ho, your payment has ballooned to 3300 per month and that I owed them for three months at $10,000...I was totally shocked, it makes no sense to me, they wont work with me on anything , they dont know what they're talking about, and all that I spoke to have been completely rude to me, I have been in my home for over 6 years and they are stealing it out right from under me..He said I wont qualify for any programs or anything and to sell the house..any suggestions from anyone out there?

I am in a situation as much as the one listed above. I am triing to sell my house on a short sale since Feburary 2008. I have sent GMAC all the necessary paperwork and they still say they never received it. BULL.. My real estate broker has also submitted these in twice as well and no call back or word from them. Now I have received my motion from them and I have been triing to sale this from going to sale. Can someone assist me?

Amazing! The same story! We fell two months behind and then started making payments to them AS DIRECTED BY GMAC. Today we get a letter saying they are going to file a NOD if we do not pay 11k in 30 days. I have been on hold for 45 minutes trying to get through and they either disconnect me or never pick up. What is going on with this company? How can we proceed in good faith?

Wow, I thought I was alone in this with GMAC! My company was purchased, and as a result I lost my job. When I received my offer letter in June, I called GMAC to inform them about my situation; they told me to wait until then to call back because I am not late. I did, and each time I have to start over because the previous CR did not take any notes. In any event, I did everything that they required from me. After weeks chasing after the person who approves the workout plan, please understand my frustration single mother of two in the verge of becoming homeless, unable to find a job as System Engineer because of gender. Anyway, I was on hold for hours, and she told me that she did not received the paperwork that I have faxed directly to her, I started to scream asking her why; then she said I trying to help you and if you cannot lower your tone of voice I am going to hang up then click I am on hold for 45 mns. When she came back, she said request denied we want full payment, I said you know that my unemployment income is less then the mortgage payment how why did you denied it, click again she hang up! That was in April! I had two short sale offers; called again, they said it takes two weeks to process my request and to mail out the package. Now my house is on foreclosure, and I do not know what to do.

Thank you for listening!

OMG! WHAT DO WE DO? IM IN THE SAME BOAT AS ALL OF YOU. THEY WONT ANSWER ME IVE FILED A COMPLAINT WITH THE BANKING COMMISSION. IVE FAXED CALLED SENT RETURN RECIEPT REQUESTED. STILL NO REPLAY FROM DITECH GMAC. THERES GOT TO SOME HELP OUT HERE FOR THIS! JESUS CHRIST