A long story short... I need help with Flagstar

Back in October in 2007 My wife and I entered into a repayment agreement with Flagstar taking our payment from 1437.00 to 1697.00 they told us they we did not qualify for any other program with my wife did not understand she made the statement that we qualify to pay more but we don't qualify to pay less. To make a long story short we were not able to pay the higher amount. I had been in contact with our loan mitigation person since day one it was times that I called her and left her messages on what our current status was in regards to ability to pay. When she finally got back to us the reply was good. Now I informed her that we would not be able to make November's payment which would have only had us 3 payments behind so at that time she knew that the we were going to have to restructure our repayment plan due to both another missed payment and due to the fact the our escrow account was short I really need held in what to do here I really hope you can help. We just received both letter of foreclosure and date of sale with in a date of each other this pass Friday and Saturday. although when the repayment was made we were only 2 payments behind.