Does HOMEQ have the abilty to help us avoid foreclosure?
January 07, 2008
While we haven't made an on-time payment since July, we have yet to go 30-days late on any payment. On the last day of each month, we're making the mortgage payment, along with late fees. We'd love to have the payment amount folded into our outstanding balance, thus making us current. More importantly however, we would prefer to find a way to reduce our mortgage payment to $3000-$3400 each month, which puts us in a more stable financial position. Is this possible with our lender?
Related Entries
- I need a Loan Modification - December 13, 2007
- Can the mortgage company sue for deficiency? - February 25, 2007
Comments
Can HomeQ help people with modification our loan?
I tried to do a loan modification with them and I had to jump through about 50 hoops to finally talk to the right person, and they turned me down because I don't make enough money after my rate went up... They are the worst mortgage company, they won't put you through to the right person, you have to wait for them to call you. All I have to say is good luck
They are dirty bunch to deal with.
I had a loan with them. I sent them 2 payment by 2 day mail. I glad i hung on my record of sending it. They tried to foreclose on my house. But a lawyer stop it.
best thing to do is keep all your records. or they will take your house
I had a loan with them. I sent them 2 payment by 2 day mail. I glad i hung on my record of sending it. They tried to foreclose on my house. But a lawyer stop it.
best thing to do is keep all your records. or they will take your house
I have spent months trying to get a loan modification, with no sucess. They kept telling me that they do not offer that as an option. I finally was forced into a bankruptcy that ultimately will only help if I can modify my loan. Who do you need to talk to at HomeQ about this.
Good luck with home eq. I have had a several diffrent payment plans with them andthey honor none of them. They change their story, and will not give youcopies of phone call transcripts. I was forced to file bankruptcybecause of them, and they are still making motions withthecourt saying I have not mademy payments which is not the case. They have now refused to take my payments, send me a statement telling me how much my payment is or even speak to me. I live everyday worrying about if they will take my home!
Homeq is one of the worse mortgage companies out there. They are no better thatn your average thug loan shark. I am starting a website geared specifically towards Homeq in an effort to bring these pigs down. They don't deserve to operte in the USA. Please contact me for further information.
Firstly, excuse my type errors in my last blog, but spell check was not an option. Anyway, I know somebody that will help you complie your information regarding your experiences with Homeq. Stick to the point and leave out emotions(save your emotions for sites like this!). If you are serious about being heard, post your complaint here. If you want to be taken seriously then you have to be willing to put in the effort. I'm devoting several hours of my time a week to this endeavor because I believe in it.
I know what my loan documents said, but I didn't ask for my loan to be sold to Homeq. I've owned my home for over 7 years. Again, if you are serious, please post a letter of complaint here that we can do something regarding Homeq's unwillingness to work with so many families to keep them in their homes. Thank you again and I hope to hear from all of you.
I know what my loan documents said, but I didn't ask for my loan to be sold to Homeq. I've owned my home for over 7 years. Again, if you are serious, please post a letter of complaint here that we can do something regarding Homeq's unwillingness to work with so many families to keep them in their homes. Thank you again and I hope to hear from all of you.
I am with HOMEQ and they are taking my home. I am told something different each time I call. I DO NOT trust them. I am frustrated. I can't believe these people can get away with it.
I hate HomeQ. I got breast cancer & got behind on payments in 2008. They gave me a repayment plan of $1580.00 per month(BIG HELP, HUH?). I made the payments, but sent $1508.00 instead of $1580.00 one month(on accident. Got letter stating Repayment Plan no longer good & they wanted all the money or would take my home. I have been in my house for over 11 Years & I wish this company would go out of businesss!!!! Now, I've had to file Chapter 13 bankruptcy & included the house due to all my medical bills. DOES ANYONE KNOW IF I CAN GET A MODIFICATION WHILE LOAN IS IN BANKRUPTCY? IT'S HARD ENOUGH HAVING CANCER & BEING OUT OF WORK, BUT WORRYING THAT I'LL BE HOMELESS IS WORSE THAN THE CANCER. I'M SINGLE & HAVE NO FAMILY OR CHILDREN.
I finally had to file a chapter 13 bankruptcy as well because the repayment plan that Homeq put me on was unreasonable. They were holding almost two payments in escrow when they started the foreclosure and I had little choice. Over the course of the bankruptcy they have told me that they will not even consider a modification or workout to a customer in bankruptcy. If you know anything different please let me know. I feel like my only hope is that the legislation allowing a bankruptcy judge to modify a loan while in bankruptcy will get passed, but I doubt that I will be able to hold on that long.
We were only one month behind on our adjustable rate payment when I tried to get Homeq to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone (he was a big jerk!) actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! He also said we should get a cheaper car and a bunch of other stuff that was really rude. This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.25% fixed interest rate! I finally decided to call them, and in about 45 days they got my interest rate down to 3.85% on a fixed rate too! The company is American Foreclosure Specialists and we are really happy with what they did for us. The website is afscanhelp.com. We chose them because they didn’t make a bunch of promises like some of the other companies and they had a 100% money back guarantee. I hope this helps some other people fighting with their loan company!
I also am going through the same stuff with HomEq!!!!!! Worring every day and night if they are going to put me into foreclosure! I speak with a different person everytime which really ticks me off because then you have to explain your situation over and over again! How many people does a place have to have to work for them? Is that where our Payments are going? To pay them? I lost my right dominant hand in a machine at work in 2002 I was granted a Judgement when everything was going fine until the asshole where I was working at just decided to up and quit paying me! Which then screwed everything up for me! I already lost my one home because of that now they want to take this Home!!!!! No it's not gonna happen!!!! Now that I see everybody else is in my predicament we need to stop this company full bore!!!!!! I have had my home also for 8 yrs. now and no they are not taken it!!!!!! They have right now $3,406.00 Of my money just setting there and they are trying to tell me I can't go forward with a loan modification wtf. Now I'm pissed!!!!!!!!!!! That money they are setting on could be going towards my payments not to mention in 2008 I think it was I sent them a lump sum of $15,000.oo something to catch up and put the rest on the principle which never happened!!!!!! I need someone to tell me exactly what to do because I have been scammed twice also paying a third party to negotiate my modification and they only want money!!!! For what? All they are doing is keeping me from putting money on my home!!!!!! I am so mad right now after I found this page on HomEq I just wanna punch someone!!!!!! I NEED HELP AND SOMEONE WITH A BACKBONE TO STAND UP WITH ME TO THIS COMPANY BEFORE I BECOME UNGLUED!!!!!!!! serious people only to help with what to do about this company we need to stand up to them!!!!! Thank you Robin Garza
I NEED HELP!HOME EQ IS SCANDULOUSLY PLAYING GAMES WITH ME,IVE BEEN GOING THRU HAMP PROCESS FOR 4 MONTHS,CONSTANTLY FAXING IN UPDATES,UPON CALLING ON MON FEB22 THEY SAID I DID NOT QUALIFY,AND THEY WERE GOING TO TRY AN INTERNAL MODIFICATION,WITH LESS RETRICTIONS.UPON CALLING FEB25 THE GALS NAME WAS TUARRA SAID SHE CHECKED MY FILE AND I HAD TO COME UP WITH 5400.00 DOLLARS BUT KNEW ABSOLUTELY NOTHING ABOUT AN INTERNAL MOD,AND HAD BEEN WORKING AT HOMEICK FOR QUITE SOME TIME. AFTER ,AGAIN REVIEWING MY FILE,SHE SAYS I DONT QUALIFY FOR THIS EITHER,I ASK WHY? SHES SAYS I ONLY SHOW 900.00 INCOME MONTHLY.OUTRAGEOUS!! IVE FAXED REPEATED,BANK DEPOSITS/ROOMMATE CONTRACTS/PT JOB VERIFICATION/AWARD LETTER FROM STAE OF CALIFORNIA DISABILITY DOCS, UPDATED /UPDATED,JUMPED THRU BURNING BARRELS AND HOOPS FOR THESE SCANDULOUS CROOKS,I NEED SOMEONES HELP===HELP==HELP ASAP PLEASE TIME IS NOT ON MY SIDE SINCERLY,JOHN HACKER THIS IS NOT RIGHT AND SOMETHING OR SOMEONE PLEASE IM BEGGING YOU ////HELP ME ,THANKYOU!!!!
Ok whoever is going thru the same situation with HomEq please go to this website!!!!!!!! because you need to see who the actual holder of your deed is!!!!!! Guarantee you it isn't whoever is taking you into foreclosure!!!!! Hopefully this will stop Company's like HomEq in their tracks all HomEq is like they say a debt collector they don't have your best interest at heart!!!!!
Ok whoever is going thru the same situation with HomEq please go to this website!!!!!!!! because you need to see who the actual holder of your deed is!!!!!! Guarantee you it isn't whoever is taking you into foreclosure!!!!! Hopefully this will stop Company's like HomEq in their tracks all HomEq is like they say a debt collector they don't have your best interest at heart!!!!!
Ok whoever is going thru the same situation with HomEq please go to this website!!!!!!!! because you need to see who the actual holder of your deed is!!!!!! Guarantee you it isn't whoever is taking you into foreclosure!!!!! Hopefully this will stop Company's like HomEq in their tracks all HomEq is like they say a debt collector they don't have your best interest at heart!!!!!
I pay 9% when the rest of the world complains about 4%. I would love to be at 6% to bring my payment down . Trouble with Homeq is they have to many locations with people not able or allowed to work with you.Plus they are more like a collection company for their investors and not what a mortgage company is . I think loan modifications are on the way with the government, but i wont hold my breath.






