I have a buyer on my house, I need some time from ASC to let it sell

I AM DELINQUENT IN MY PAYMENTS TO ASC.---HOWEVER ,I HAVE A BUYER FOR MY PROPERTY AND HAVE NOTIFIED ASC. HOWEVER THEY HVE NOT RESPONDED ----I WANT TO AVOID FORECLOSURE WITH THE SALE ---HOW CAN YOU HELP ME ---JOSEPH A. ALFREDO

My experience with ASC is that they will not work with you in any reasonable way. Postponing so that you can avoid foreclosure is the obvious best scenario even for ASC but they are not savvy enough to see that and will do whatever is easiest at the time. No negotiations regardless of the changes the government is trying to create to alleviate this crisis. It is next to impossible to work with ASC. Personally, I would love to find a lawyer who is brave enough to take on ASC and stick it to them as they have done to so many families.

I have two buyers for my home and I can't get a price from ASC for a payoff for my home at 118 Seamarge Circle in Pensacola, Florida 32507, my loan #110021429. I have not made a payment in 1 and 1/2 years, and all of a sudden I receive a letter to my home in new orleans that my payment has gone up, but they will not give any price to sell this home and end this mess. This company needs a more hands on approch so there customers can talk to a person and not there phone systems, as it stinks. Please help??????? Mr. Richard T. Carr

We too have had negative dealings w/ ASC. We fell victim to the poor market conditions, we bought another house to down-size & w/ hope thata the proceeds from the sale of our original home would pay off all credit card debt. Big mistake. We marketed our home & move to our smaller place-we continued paying to mortgages for 8 months,we realized we couldnt do it anymore. We lowered the asking price-still nothing. I contacted ASC to see what our options were-almost impossible to talk to a live person,then when you do, it better not be 1/2 hour prior to close, because they will just hang-up in mid conversation. I wrote them letters-no response. I finally got a form from them stating my options. I faxed it back to them rtequesting a deed-in-lieu & explained our circumstance. Again nothing. We then stopped paying-better believe they started calling then-explained to the CSR that we made attempts for help/resolution & recieved nothing-explained the situation to him & he put me on hold for 5 mins then hung up. Why? because it was 5:50 pm. I called back only to get the recording they were closed. After 3 months of non-payment we were served on christmas eve w/ a civil suit. We consulted a bankruptcy attorney-Select Legal-another big mistake-thats another forum. Anyways we have heard nothing else-we continued to pay the electric bill up until this past April,I then attempted to contact their attorney to tell them that I was having the electric taken out of my name & that they should contact the power co. to get restored. I have heard nothing & I know that it was sold for a lot less than its tax value. Soo sad-its sitting therre w/ weeds around it deteriorating, it was a good home. I tried to get help from them but my pleas fell on deaf ears. I'm sure they have something in store for us-probably wage garnishment.....