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I am in debt and may be on foreclosure with Countywide, should I stay or should I go?
I am not behind on my mortgage payments, but am in a situation where I have to do something soon (loose my house, bankruptcy, etc.). I have been separated from my spouse and things have gotten really bad financially. I am in debt with credit cards and am behind in paying on those. I can't afford to continue paying my house payment. I think I could do a debt repayment on my credit cards, but not with the current house payment. I am not against selling my house, but with the market the way it is am afraid I will end up loosing it before I could sell it and my credit will be so bad that I will not be able to find a place to live.
Related Entries
- COuntrywide put me on a paynment plan, I could not make the paynments - May 21, 2008
- I've got behind on my mortgage need help getting caught up - March 1, 2007
- We have never been more than 30 days latre with Countrywide - February 12, 2008
- Can I delay the foreclosure date? - October 20, 2009
- Bank of America isn't helping with Loan Modification - May 15, 2010
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IMPORTANT NOTICE: American Foreclosure Specialists (AFS) and our services are not approved by the government or your lender. www.afscanhelp.com is not associated with the government, nor is it a government sponsored website. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. You need to know that even if you accept our offer and use our service, your lender may not agree to change your loan. Also, if you stop paying your mortgage, you could lose your home and damage your credit rating. Work Out and Loan Modification Plans vary and are dependent upon mortgage company criteria and financial information gathered as part of the efforts AFS provides. The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. AFS is neither a bank nor an attorney company. By submitting this contact request, you are consenting to be contacted by foreclosure specialists by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.