American Foreclosure Specialists - We can and Will Save your Home From Foreclosure
  • Stop Foreclosure Blog
  • RSS / Subscribe
  • Tag Cloud
Blog Categories
  • ABN Amro (2)
  • About (2)
  • Accredited Home Lenders (3)
  • Adjustable Rate Mortgage (18)
  • Affiliates (1)
  • Alabama Foreclosure (12)
  • Alaska Foreclosure (3)
  • Allstate (1)
  • Alternatives to suffering Foreclosure (2)
  • American General (2)
  • American Home Mortgage (8)
  • American Mortgage Company (2)
  • Americas Servicing Company (38)
  • Ameriquest (2)
  • Ameriquest Mortgage Company (5)
  • Arizona Foreclosure (19)
  • Arkansas Foreclosure (6)
  • Atlanta (1)
  • Auction (7)
  • Aurora Loan Services (7)
  • Avelo (3)
  • Avoid Foreclosure (30)
  • Bank of America (65)
  • Bankruptcy (34)
  • BB&T (2)
  • Benificial (10)
  • California Foreclosure (90)
  • Carrington Mortgage Services (9)
  • Cenlar (3)
  • Centex (1)
  • Chase (12)
  • Chase Home Finance (32)
  • Chase Manhattan (39)
  • Christian Foreclosure Help (3)
  • CIT Group (1)
  • Citi Mortgage (30)
  • Citi Residential (10)
  • City Financial (8)
  • Cleveland (1)
  • Colorado Foreclosure (14)
  • Connecticut Foreclosure (6)
  • Conseco (1)
  • Countrywide (81)
  • Court Documents (3)
  • Credit (13)
  • Deed In Lieu of Foreclosure (28)
  • Delaware Foreclosure (6)
  • Deutsche Bank (1)
  • District of Columbia Foreclosure (3)
  • Dovenmuehle (1)
  • EMC (19)
  • Emigrant Morgage (2)
  • Everhome (8)
  • Eviction (2)
  • FHA (6)
  • Financial Tips (17)
  • First American (1)
  • First Franklin (8)
  • First Horizon (9)
  • Flagstar (10)
  • Florida Foreclosure (54)
  • Forbearance (77)
  • Foreclose (20)
  • Foreclosure (111)
  • Foreclosure Help (35)
  • Foreclosure Information (36)
  • Foreclosure Laws (4)
  • Franklin Credit (1)
  • Freemont Investment and Loan (4)
  • General Information (38)
  • Georgia Foreclosure (52)
  • GMAC (41)
  • Greenpoint (1)
  • Greentree (5)
  • GRP Financial (1)
  • HAMP Program (17)
  • hardship (4)
  • Hardship Letter (6)
  • Hawaii Foreclosure (3)
  • Homecomings (12)
  • HOMEQ (19)
  • Household Finance (1)
  • HSBC (18)
  • HUD (1)
  • Huntington Mortgage (1)
  • Idaho Foreclosure (3)
  • Illinois Foreclosure (35)
  • Indiana Foreclosure (27)
  • Indymac (21)
  • Iowa Foreclosure (9)
  • Job Losses (2)
  • Judgements (2)
  • Kansas Foreclosure (9)
  • Kentucky Foreclosure (8)
  • layoff (2)
  • Litton (34)
  • Loan Forbearance (1)
  • Loan Modification (191)
  • Louisiana Foreclosure (9)
  • Maine Foreclosure (7)
  • Making Home Affordable (3)
  • Maryland Foreclosure (11)
  • Massachusetts Foreclosure (3)
  • Michigan Foreclosure (50)
  • Midland Mortgage (3)
  • Minnesota Foreclosure (18)
  • Mississippi Foreclosure (9)
  • Missouri Foreclosure (17)
  • Montana Foreclosure (3)
  • Mortgaage Fraud (5)
  • Nation Star (7)
  • National City (13)
  • Nebraska Foreclosure (2)
  • Nevada Foreclosure (8)
  • New Hampshire Foreclosure (7)
  • New Jersey Foreclosure (32)
  • New Mexico Foreclosure (5)
  • New South (1)
  • New York Foreclosure (58)
  • New York Vacation Home (2)
  • North Carolina Foreclosure (35)
  • North Dakota Foreclosure (2)
  • Nova Star (1)
  • Obama (16)
  • Ocwen (34)
  • Ohio Foreclosure (39)
  • Oklahoma Foreclosure (13)
  • One West (5)
  • Option One (21)
  • Oregon Foreclosure (13)
  • Partial Claim (15)
  • Partial Payments (1)
  • Pennsylvania Foreclosure (37)
  • PHH Mortgage Services (5)
  • Pinnacle (1)
  • PNC (4)
  • Popular Mortgage (2)
  • Refinance (2)
  • Reinstatement Plan (1)
  • Repayment Plan (21)
  • Resource Center (2)
  • Rhode Island Foreclosure (4)
  • Rural Housing (1)
  • San Diego (2)
  • Saxon (31)
  • Second Mortgage (1)
  • Select Portfolio (13)
  • Sell House (5)
  • Sheriffs Sale (6)
  • Short Sale (31)
  • South Carolina Foreclosure (18)
  • South Dakota Foreclosure (2)
  • Specialized Loan Servicing (3)
  • Stop Foreclosure (34)
  • Suntrust Mortgage (16)
  • Tax Lien (1)
  • Taxes (2)
  • Taylor Bean Whitaker (8)
  • Tennessee Foreclosure (21)
  • Texas Foreclosure (55)
  • US Bank (6)
  • Utah Foreclosure (2)
  • Vanderbilt Mortgage (4)
  • Vermont Foreclosure (3)
  • Virginia Foreclosure (22)
  • Wachovia (6)
  • Washington Foreclosure (20)
  • Washington Mutual (20)
  • Wells Fargo (68)
  • West Virginia Foreclosure (5)
  • Wilshire (13)
  • Wisconsin Foreclosure (19)
  • World Savings (1)
  • Wyoming Foreclosure (3)
  • home
  • about us
  • how to stop foreclosure
  • how to avoid foreclosure
  • bankruptcy faq
  • services
  • questions / faq
  • contact us
  • state foreclosure
    laws
  • free questionnaire
  • resources
  • testimonials
  • Download our free brochure!
    Download our Free Brochure

    How to avoid Foreclosure

  • Do you want to save your home?

    We specialize in out-of-court resolutions of Mortgage Foreclosures by negotiating with your lender. Let our expertise help you save your home. We can give you the Foreclosure help you need.

  • Stop Foreclosure News



    AFS can Stop Foreclosure

  • Please call our Toll Free number
    1-866-544-0990
    or fill out our FREE QUESTIONNAIRE and we will respond to you promptly


    Click
    www.Trust-Guard.com - Click To Verify
     
     

Foreclosed But Not Forlorn

May 03, 2007

This week our friends were very excited to finally close on their new home. This young couple has been looking for a larger home for their growing family for at least 3 years. They've had many ups and downs along the way and have given up many times, wondering if they'd ever get a new home.

But, they closed on their 4 bedroom, 2 bath home on 5 acres this past week. It will be an awesome home to raise their three little boys. The boys are already zooming up and down the stairs and dreaming of what it will be like to finally move in.

The problem with this home is that the previous owner left the house in terrible shape. I'd like to say that the previous owner had just a terrible sense of hygiene but I think it goes deeper than that.

The home our friends bought was facing foreclosure. The house was on the real estate market, hoping to sell it before the foreclosure auction took place, which would be the best outcome for all parties. But, the home owner did so little to make her house attractive. Well, honestly, I don't think she did anything. I can't believe she would sabotage her own home sale, but maybe subconsciously, that's exactly what she was trying to do.

She was never around for our friends to speak with. They weren't able to ask her basic questions about the home or neighborhood. She even went to far as to chastise the neighbors for speaking to this young couple when they wandered over the fence row to get an idea of the history of the home. The home owner never even attended the same closing as our friends and signed her papers the next day.

I know you're probably thinking that the entire foreclosure nightmare has probably made her a bit reclusive and embarrassed if not clinically depressed. But, it was in her best interest to make her house attractive and to offer any help she could to a potential buyer. Her interest in her home would have greatly influenced the perceived value of the home and facilitated a quicker sale.

I'll throw in my final remarks on the house to show you the condition of the home owner. Please note that she just moved out last week. This house was not abandoned as many foreclosure victims will do.

The house was filthy. Filthy for you might mean dusty and dirty. For me it means dusty, dirty, grimy and greasy. It was all of the above. But, it was nasty. Nasty to me means dead mice under the kitchen sink and dog poop in the garage.

So, if you gave up your house to settle your foreclosure issues, how would you treat the prospective owners? Would you be so angry or revengeful or depressed that you'd dump your house on their laps in the most wretched condition you can manage?? Would you take our your humiliation on them? Would you punish them for your financial situation?

Our friends are busy right now scrubbing that house from top to bottom. They have a lot of work ahead of them and they'll do an excellent job. I'm thrilled they finally have their new home. But, I wonder what the previous owner is doing.

I hope that no matter what you decide in your foreclosure situation that you do it will pride and grace. If you choose to sell your home or should the local agencies give you an eviction notice, I hope you leave your home in style and not in chaos.

Finances are always an issue. If you had money to remodel your home and make it stunning, chances are you wouldn't be in foreclosure. But cleanliness is affordable. As long as you have running water you have an opportunity to clean your home.

Pass your home to the next owner with your head held high.

Please contact us or leave a comment if you would like some more information on this topic.

This entry was:
Posted By Kristina at 10:14 PM
Comments (0) | Categories: Short Sale, General Information, Financial Tips | Tags: foreclosure financial short sale

Related Entries

  • I need to get a short sale approved, what do I do? - March 6, 2007
 

Post a Question or Comment





(Type in the word on the right into the above text box)





Search The AFS Blog

  
  • Home
  • Learn About AFS
  • The Services AFS Offers
  • Foreclosure Help
  • Affiliate Info

  • Contact AFS
  • Links
  • AFS Glossary
  • AFS Site Map
  • Privacy Policy
  • Stop Foreclosure Blog

  • Do you have any questions about AFS or the foreclosure process?


IMPORTANT NOTICE: American Foreclosure Specialists (AFS) and our services are not approved by the government or your lender. www.afscanhelp.com is not associated with the government, nor is it a government sponsored website. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. You need to know that even if you accept our offer and use our service, your lender may not agree to change your loan. Also, if you stop paying your mortgage, you could lose your home and damage your credit rating. Work Out and Loan Modification Plans vary and are dependent upon mortgage company criteria and financial information gathered as part of the efforts AFS provides. The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. AFS is neither a bank nor an attorney company. By submitting this contact request, you are consenting to be contacted by foreclosure specialists by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.