The Mortgage Company paid my back Taxes, now they want to triple my payments

Darin, I am facing the same problem right now. The mortgage company says that they did not collect enough taxes from me to pay my tax and ins. premiums. My new payment is gonna be $2,823 a month for the next 12 months from $2,330. This is sickening.

I am sorry you are in this situation. The only thing you might be able to do is contact your mortgage company and give them a hardship as to why you can't make that high payment. They may give you grace and allow you to pay less every month.

I hope this works out for you and please let me know if you have any further questions.

I am not sure that this has anything to do with some of the stories I have read about. However, their situations are so very similar to the story I have told. I was wondering, if I turn my house over (Deed in Lieu), will it be like a foreclosure on my credit record. My husband walked away from myself and my two children, and I just can't keep up on the payments, and he will not agree to take the house. Please help

Litton claims they paid property taxes on my home in 2005, but they did not. I was involved in a bankruptcy at the time, so they weren't allowed to notify me that they had *paid* them and added an escrow amount to my account, they just did it. After my bankruptcy was discharged and they sent me my first monthly statement, I noticed the escrow amount.

Litton's CS rep told me that I have to prove that they did not pay it. My attorney has faxed them documentation proving that they had not paid any property taxes on my behalf on multiple occasions. Litton still refuses to remove the charge from my account.

I honestly don't understand why I should have to "prove" they didn't pay it. If it were me claiming I made a payment, I would have to provide the proof. It should be the same for them. Either they produce a cancelled check/receipt for the payment or remove the charge from my account.

There is a pending class action law suit against Litton regarding their unfair practices and fees when handling loans transferred to them. Perhaps they should add property tax issues to that suit.

How is the 'walkaway' process work. Who pays the property's taxes in case of walkaway?

My problem is about taxes too i pay my two mortgages on time for the pass 10 years two months ago (posted 18-11-09) i was contacted by the town tax collector on one property said the taxes is over ten thousand and not paid in seven days a tax lien will be against the property i call Litton Loan and ask why it wasn't paid Litton said (a)we stop paying your taxes because your escrow ran out and have a shortage of $24,671.89 (b) you don't have an escrow account for taxes (c)if you would like an escrow account i would have to send a letter to open an account my reply was i got a call before i made my first payment on this loan saying there will be an adjustment on my mortgage for taxes after arguing i asked what will be my payment with an escrow account Litton said i don't know send a signed letter to open an account so i did the reply letter from Litton said new payment $2,065.94 (old payment $1,112.97)so i write a letter saying i don't have the money to pay and Litton loan is forcing me in foreclosure i have to pay $2,065.94 the first of December 09 and i don't have it what i will do is make a payment plan with the City for the taxes Litton Loan said no we are unable to honor your request (i sent a litter by mail) to remove the escrow account so I WAS TRICKED BY SIGNING THE LITTER LITTON LOAN SAID TO SIGN.WHAT ACTION CAN BE TAKER DOSE ANY KNOW THANKS FIRST OF NEXT MONTH MY MORTGAGE IS DUE BY ME CONTACTING LITTON LOAN I OPEN A CAN OF WORMS WHEN I AM ALREADY IN FINANCIAL DIFFICULTY.