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I need to get a short sale approved, what do I do?

March 06, 2007

Virginia foreclosure

This is an actual comment for a client:


”I would like to try to do a short sale on my home if my mortgage co would consider. I have owned this home less than a year and due to unforeseeable circumstances must relocate and can’t keep up the payments on this mortgage. Can you help? ”


A short sale will work if you find yourself in a situation where you owe more than what the home is worth. To get a short sale approved the house must be listed with the realtor for list three months and you must have a buyer. You can accept the contract contingent upon the mortgage company approving the short sale. If they approve the short sale you can walk away from the house owing nothing.

This entry was:
Posted By Darin at 04:24 PM
Comments (3) | Categories: Flagstar, Virginia Foreclosure, Short Sale | Tags: short sale approved virginian virginia virginia flagstar

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Comments

I was in the process of doing an interest only refinance on my home because I can't afford my mortage Countrywide bought my loan 2 months ago and their policy is not to report until they have the loan for 90 days. So my credit rating dropped below 600 and now I can't get a new loan. We talked to Countrywide and they said they would report it right away but 2 weeks later it hasn't been reported. Is there anything I can do?
Posted By D Osborne on April 18, 2007 at 03:57 PM
I am sorry but there is not much you can do but keep calling them. They need to report accurate information but the problem is getting them to do it in a timely fashion. Please let me know if I can answer any other questions for you.
Posted By Darin on April 19, 2007 at 12:36 PM
please, i have been unable to return to work and on disability. I can no longer afford payments. help, i don't want to lose my good credit standing. what can i do, i'm moving to richmond va to live with my daughter.
Posted By dianiah lowe on July 14, 2008 at 09:19 AM

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