My loan is 90 days past due, what can we do?

Can I get some help through your assistance if the lender made arrangement for me to pay back the loan.

Yes, we can arrange another repayment plan for you.

help over due mortage

I put over $20,000 cash down payment now I am behind because of hardships. I am employed now can I get on a payment plan. Foreclosure will start soon.

Hey I am trouble with a mortgage payment being 90 days late and also with repayments being so high..Did you find reliable help from anyone? I am a single mom and work two jobs..And we don't want to lost our home..Help

I am 2 months behind on my Chase home finance mortgage and they said they do not have any programs to help us out, So dont bother asking. If we can't pay it all now, they are foreclosing. No restructuring, no modification..etc...They are horrible to their customers..What do I do now? We have no where else to go.

I am 2 months (last month and this month) behind on my Mortgage. I have called several times to work with them on this and have set it up to pay the full amount for both months on the 31st of this month. I got home from work today and there was a letter on my door from a "independent field inspector" saying they came to inspect my house for the mortgage company! What does this mean? The co was closed when I got home and i haven't been able to sleep all night worrying about it!!!!! I have a confirmation number that I've set up a automatic payment for the 31st!! Are they foreclosing?

U.S. Bank is just as bad. It takes them TWO WEEKS to open an envelope just to send back the payment. If you ask for a forbearance, they will send you an outrageous payment plan and expect the papers to be signed and returned to them within 5 days of the date of the letter. It will take 10 to reach you and you will get a letter the next saying saying that agreement is void because it was not signed and returned in time!!!!!!!!!!!!!!!

Is there any banks mortg companies out here that will help us, i mean those thst are really insterested in helping it's clients..

I have been a Customer of Chase Home Finance for 3 years now. They Purchased my loan from New Century Mortgage after my 1st year in my home. Every payment I have sent in has been mailed 2 weeks before they were due, and every one has been held 20+ days before they even attempt to deposit them. This has made every payment LATE, so they can charge more interest and more late fees. THIS IS NOT FAIR!! It’s not my fault they can’t process my payments on time. Today I received a FORECLOSURE LETTER!! And I also received my check dated 8-25-2007 for my September payment that they held until 10-22-2007. Are these people Crazy?? I have been given over 11 phone numbers to use to contact people that only have Voice-Mail, and NEVER return my calls. Not even the Foreclosure Department has returned my calls. I guess they need a write-off or something, maybe that’s why they are determined to take this house back. Anyone with information on Chase Home Finance please contact me here.
I am starting a Class-Action Lawsuit starting TODAY!! ANYONE interested in being added please send me an email and I will forward the information on how you can contact the Attorney whom has TAKEN THE CASE.
Damage Resulting
This has ruined my credit due to them not posting my payments as they should, and I have had to Stop-Payment on my last 2 house payments because they are still floating around somewhere. They say they have not been received. They want me to pay it over the phone, except now they want all past-due payments "That they have screwed up" plus another $1500 in attorney fees, plus another $1700 in more BS Charges.

We have been trying to make a payment for 5 weeks now and have been told that everything was fine to bring us out of foreclosure. In the 5 weeks we have talked to around 8 litigation specialists who are in the profession of dealing with foreclosures everyday. We are a family of six. We have 4 children who are under the age of 5 and it's like Chase Home Finance is running us out into the streets. Confusion seems to be their tactic as they feed on people who are ignorent of the forclosure process. Time delays, lack of follow-through, and misleading information only benefit them. We are very awake and aware of the whole process and we still can't get things settled straight with them. WE HAVE DONE EVERYTHING! they have instructed us to do in all of the ways they told us to do it, even as far as being instructed to wire them money to settle the loan. The wire got rejected and sat dorment in their bank gaining interest while we were at ease believing that we were saving our house. Nooooooot! They have misled or lied, however you see it, the 8 times we called. 8 times is only because they really never follow through with the verbal contract from before. With their knowledge we took the time to record this circus act. We have them all on tape instructing us on what to do to settle this debt and they all are on the record manifesting unprofessional practices. Make sure you record them with their knowledge, document EVERTHING! Join in with any class action suits and most of all keep diligent. Persist with integrity. You are to never be treated this way by any company. You are not as weak as they might think you are. Businesses who pratice corrupt pratices HOPE you would weary. If you are having trouble with this contact the Attorney General, Habitat for Humanity, Dept. of Commerce, the OCC, and any kind of news station, talk show, and radio station to get answers. Consult an attorney and file for a Freedom Information Act to make sure they have been handling it the way they are supposed to. God speed.

CHASE BOUGHT MY MORTGAGE FROM OPTION ONE IT IS ADJ. WE ARE DISABLED WITH 3 YOUNG CHILDREN. WE ARE IN CHAPTER 13 15 MONTHS BECAUSE OF MEDICAL BILLS. CHASE JUST STARTED A PROGRAM WERE THEY WILL STOP PAYMENTS AND GIVE YOU A FIXED RATE.JUST PROVE HARDSHIP. THEY DO NOT WANT ANYMORE HOUSES. CALL HOMEOWNERS ASSISTANCE.

We were only one month behind on our adjustable rate payment when I tried to get them to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone (he was a big jerk!) actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! He also said we should get a cheaper car and a bunch of other stuff that was really rude. This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.25% fixed interest rate! I finally decided to call them, and in about 45 days they got my interest rate down to 3.85% on a fixed rate too! The company is American Foreclosure Specialists and we are really happy with what they did for us. The website is afscanhelp.com. We chose them because they didn’t make a bunch of promises like some of the other companies and they had a 100% money back guarantee. I hope this helps some other people fighting with their loan company!