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I've got behind on my mortgage need help getting caught up
March 01, 2007
Georgia foreclosure
This is an actual comment for a client:
”When I first got behind on my mortgage, it was in the month of August. Some company had taking money out of my account, and caused my account to be overdrawn. So I then had to try and come up with the money to pay for my mortgage. Plus on top of that my car started breaking down and I started putting money into my car so that I could get back and forth to work. I was trying to get all of my bills caught up but it seems as though little situations keep coming up. I was helping my mother and father out because my father lost his job. My wife and I tried to ask family members for help but no one was able to help. I’m the only one bringing in income. My wife and I just had our first born on February 8, 2007 and I really want to resolve this issue for our family. We really need your help.
We can definitely get this worked out for you and get your loan brought current if we can show that you can afford the mortgage payment. We will do a detailed financial portfolio of your income versus your expenses to show Countrywide that you can afford a house. If we can do that we have a number of options that would be available to bring your loan current.
Related Entries
- Got behind on my mortgage do a job loss - March 6, 2007
- I need help quickly, I can't afford the forbearance plan that I was approved for - March 21, 2007
- I am in debt and may be on foreclosure with Countywide, should I stay or should I go? - January 14, 2008
- Bank of America isn't helping with Loan Modification - May 15, 2010
- Countrywide told me not to make a payment, does that make any sense? - January 22, 2008
Comments
we recently purchased a home with New Century Mortgage and in December our loan was transferred to you without our knowledge we never received a statement from you or New Century so we have been making payments and they have been getting sent back the first contact we had from your company was a letter stating our home was in foreclosure we recently sent a check for $5000 and it was denied we really are trying to make this matter right but we are getting no help from you. Please let us know what we can do to save our home ASAP if we can get a cheaper payment and that is an option that would also greatly help us or start our payments now when we finally realized who our new mortgage company was.
Please let me know if you could help me caught back up on my payments because I am 2 months behind only on my 1st my second is current, and I do not want to lose my home due to a foreclosure.
We can help you get caught up on your mortgage. Please call us to discuss your case... our initial consultation is always free.
Call toll free 866-544-0990
Call toll free 866-544-0990
I am taking care of my very ill father. We have had in the past month $1000 worth of medical bills. I owe for July and now August on the mortgage. I just want to get it caught up.
We are behind on our mortgage payments because of several hardships. Facing possible foreclosure. Need help
My husband and I are behind now two months on our house payment and we have to pay 2400 by the end of this month, we already paid 1400 this month and still are behind 2 months, my husband was working at a place that only paid him once a month and that really screwed up our bills, we got behind on everything. He is now working somewhere else and are getting things slowly caught up but our house payment. We have had issues with our car breaking down and needing to replace two tires and such, we also have been providing what we can to his parents and brother, his father has cancer and his brother has had a heart attack and seems like we are the ones sinking further under. We really need help!!!
I am going through a divorce and my wife lives in our home and supposed o be paying the mortgage but I recently found out that the mortgage is in foreclosure and today happens to be the last day they will negotiate with me I didn't have enough time to get a plan together she hasn't made a payment since we separated in August of 07 and I hate to go threw this process what can I do if anything at all and what will happen if they actually go through with the foreclosure?
We may have some options for you to get this foreclosure stopped. Please contact us at 866-544-0990 to discuss your situation. Our gaol is to find a solution to allow you to keep the home.
We have a unique situation going on right now our lender tried to get us to surrender our home back to them and according to my credit report I am only 30days behind and have always been that way since the beginning of my loan. Do to a medical hardship they are not willing to work with me I have contacted a lawyer will be hearing back from him around 1pm today. If you think you can help us please email me thanks.
Me and my husband are currently under a Chapter 13 and we still can not seem to stay caught up on our Mortgage. We had some problems with our bank account and several overdraft fees and this has caused us to get behind on almost everything. I am currently 1 month behind and I am afraid I soon going to be 2 months behind due to trying to catch everything else up. Do you have any suggestions
Hello
my name is Rodolphe and i have some dificilties to pay my mortgage.
i need some help because i loss my job.And i am asking Could i receive
some helps.
Thank you
my name is Rodolphe and i have some dificilties to pay my mortgage.
i need some help because i loss my job.And i am asking Could i receive
some helps.
Thank you
my lawyer has screwed up my chapter 13, I filed 4 years ago, had a car with a lien from the bank
when the case was filed the car was on th paper work, I called a month ago because I thought I had paid up, no,the car some how got droped, they took the money and paid the credit card debt in full.
I have had no luck with my lawyer trying to get this straight, what should I do
when the case was filed the car was on th paper work, I called a month ago because I thought I had paid up, no,the car some how got droped, they took the money and paid the credit card debt in full.
I have had no luck with my lawyer trying to get this straight, what should I do
I have gotten behind due to my husband going to jail and I have two car payments and three children. Please Help my company has been working with me but I seem to still get behind for some reason.
Hello all I have talked to 4 different loan modification companies and none of them are worth 2 cents, all they talked about is their fee, well just so happen I found this man, a human being and I was very satisfied with his business.
Click on my name to find them.
please people if you get behind on your payments do your home work on these loan modification companies , trust me you don't have to be treated like a loser, demand respect.
Click on my name to find them.
please people if you get behind on your payments do your home work on these loan modification companies , trust me you don't have to be treated like a loser, demand respect.
I am 1 month behind right now and am fighting everymonth to make payments and cannot pay additional amounts. Can anyone help me get caught up?
I am behind on my mortgage , arte there any government programs to help a working class person? Hell they helped big banks why not us?
I work for a loan modification in Chicago, Il. If you need help with your mortgage payment, we can help by lowering it. We work with your current lender. If you are interested please call My name is Mayra. We are small company and only take on a few clients to give those cases the attention they need.
I am current on my 1st mortgage. But on My 2nd loan we where trying to get it modified or lowered with the bank. But the have yet not worked with us. Can you help
I live in Georgia and apparently I am in a state that cannot help homeowners prior to foreclosure. My house has been foreclosed and sold to Fannie Mae. My lender (GMAC) took my money that was owed to keep my mortgage current and put it in "holding" because it was late. I assumed that my mortgage was okay until I received a letter from an attorney's office stating that I am facing foreclosure. After contacting my lender several times with no response, an email was sent to them and a response came back stating that foreclosure is in processing but if I fill out a hardshiip application then they will stop the foreclosure now. I sent the papers to them ASAP, but was told that the papers were never received after trying to contact them for several weeks. Loan has been sold to Fannie Mae and there is nothing GMAC can do now. "It is too late and I should have contacted GMAC sooner" were the final words spoken to me from my lender. What do I do now since my home has been sold to Fannie Mae? Everyone that I have spoken to states that there is nothing I can do but get out of the house. Is this true?
ME AND MY HUSBAND GOT BEHIND IN OUR MORTGAGE .. WE GIVE FIRTS PEOPLE FINANCE LL THE INF. IT BEING 6 MONTHS I'M GOING CRAZY WE CALL PEOPLE FINANCE BUT THE DON'T PICK UP THE PHONE OR THE DONT SEND US ANY MAIL .I DON'T WNAT TO LOOSE MY HOME... WE NEED HELP BAD PLEASE HELP US
Well, here is our story.
My husband got his hours cut, and I was laid off due to the economy. I now work at a subway making only $8.00 an hour. I was making 11.50 an hour. My husband works only 4 days a week instead of 5. That one day makes a huge difference in our monthly income. ( about 800.00 less a month) We got behind on our mortgage payments, and were sending Chase weekly payments hoping to get caught up. We even filed for a loan modification, but the monthly payment was more then we were currently paying, so we didn't sign the acception papers. Chase then sent use to a lawyer to start foreclosure proceedings, and tacked on 1800.00 for that.If you look in your fine print when you sign the loan for your home mortage it says you are liable for any amount incurred to get your loan current. Now we owe 5300.00, and they are demanding we get current ASAP! Thank you for parents on both sides who are borrowing us the money to get current. We are also selling our 20 acres we inherited to get ahead of the game, and pay off the money borrowed from love ones who really care about us, and don't want to see us lose our home. We have been in our home since 1997,and only have 6 yrs left to pay. It is a doggy doggy economy right now,and I hope othe people who are in our situation, find a way to get back on their feet..
My husband got his hours cut, and I was laid off due to the economy. I now work at a subway making only $8.00 an hour. I was making 11.50 an hour. My husband works only 4 days a week instead of 5. That one day makes a huge difference in our monthly income. ( about 800.00 less a month) We got behind on our mortgage payments, and were sending Chase weekly payments hoping to get caught up. We even filed for a loan modification, but the monthly payment was more then we were currently paying, so we didn't sign the acception papers. Chase then sent use to a lawyer to start foreclosure proceedings, and tacked on 1800.00 for that.If you look in your fine print when you sign the loan for your home mortage it says you are liable for any amount incurred to get your loan current. Now we owe 5300.00, and they are demanding we get current ASAP! Thank you for parents on both sides who are borrowing us the money to get current. We are also selling our 20 acres we inherited to get ahead of the game, and pay off the money borrowed from love ones who really care about us, and don't want to see us lose our home. We have been in our home since 1997,and only have 6 yrs left to pay. It is a doggy doggy economy right now,and I hope othe people who are in our situation, find a way to get back on their feet..
We need help with our mortgage with Chase. We have tried to make partial payments etc but to avail. They are just not willing to help us with this. We got behind when my husband was out sick with no pay. He works construction and they do not provide sick days for their employees. We are now 3 (three) payments behind and are struggling to make ends meet. We can make the regular mortgage payment but we just cannot find any thing extra to catch up the loan. Can anyone help us?
My husband was recently told he is dying with stage 4 cancer. We are behind 3 months in the mortgage. I can't afford the mortgage due to increase in taxes I need help. What can I do? My husband is going for radiation and kemo right now.
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