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I owe more than what the houses worth
North Carolina foreclosure
This is an actual comment for a client:
”I have someone willing to buy my home and land. it was originally in their family anyway and they are interested in buying it back. Its not worth what is owed and I can't make the payments any longer
This is a perfect situation for a where a short sale technique can be utilized. A short sale is where we negotiate with the mortgage company to accept less than what's owed allow the homeowner to walk away from the loan. You have to have someone ready to purchase a house and it sounds in this instance that is the case. You also have to show that you can no longer afford a house and provide backup to prove it.
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