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The mortgage company is rude and will not listen to me
February 22, 2007
Nevada foreclosure
This is an actual comment for a client:
”We borrowed $1500 from family to bring the loan up to only $180 behind and we did not have the money. 33 days later Green tree called and informed my wife that we had gone into foreclosure. We couldn’t make the payment of $180 in January and we were only 3 days late on the payment for February. The person she talked to refused to listen and only wanted to know when we would pay the $3300 that was for the late payment and the lawyer’s fees that they had already tacked on. My wife tried to tell them that she would make payments but they refused to listen and demanded to know when we would be moving out… Please contact us as soon as possible. Thank You,”
It is unfortunate but some mortgage company agencies you speak to aren't always pleasant and easy to work with. A lot of times the reason is you working with a collection agent and they get paid a percentage of what they can collect from you. We bypass the collection department and go straight to the people who make the decisions and get this worked out.
Comments
Greentree purchased my loan for my mobile home from Bombardier Capital. I recently puchased a house with the help of my mother and she said she would pay mobile home mortgage until is sold or rented it. Unfortunately she was only able to pay the first four months of 07 and its been a struggle for me and I've been late with my payments. Greentree is RUDE and harrassing me everyday and I'm currently not behind on my payment. I'm not paying when its due, but I haven't been 30 days late and they are still harrassing me. Can they repossess my mobile home?
I,m almost 3months behind on my house payment.I have two of payments to give to my mortgage company.before the payment is past do for 12/15/07 I will have the rest. can the mortgage company refuse my two month behind payment if it not all in full for the three months
I have been fighting with my mortgage company, WAMU for nearly 5 months! They lost one of my monthly payments, saying that I never paid it. My bank got involved on several different accounts but everytime my case gets passed off to someone else and it "falls through the cracks". I have faxed the proper paperwork MANY times indicating that the money was indeed withdrawn from my bank account. However, since this began over 5 months ago my account is delinquent (by one month) and are refusing to accept my payment by phone because they are considering it a partial payment. I want to continue making payments while they search for the one lost payment but I can't pay double to "catch up on the one lost payment". I am hoping that anyday the manager working on my case will call and say that it is all worked out but until then I worry about what might happen since it has taken so long to resolve this problem. Can a mortgage lender legally refuse to accept a "partial" payment? Please help!
i would like to purchase a regular stick built home, have the credit and have only one problem in the way, greetree and my house. what will greentree do if i walk? i owe $38,000.00. I am not ready too, but if it comes down to it, what can i expect to happen. i have been with them nearly ten years. if someone can help me in michigan, please do try. thank you.