Download our Free BrochureHow to avoid Foreclosure
Do you want to save your home?
We specialize in out-of-court resolutions of Mortgage Foreclosures by negotiating with your lender. Let our expertise help you save your home. We can give you the Foreclosure help you need.
-
Stop Foreclosure News
Please call our Toll Free number
1-866-544-0990 or fill out our FREE QUESTIONNAIRE and we will respond to you promptly
|
|
|
|
|
 |
 |
|
|
|
I know I can afford my payments, but they won't listen
Illinois foreclosure
This is an actual comment from a client:
"My husband lost his job in September. He was not able to get unemployment. My father-in-law passed away in December. I have been calling the bank agency assigned to my loan since November but he has not returned my calls. My husband is back to work and we are now in a position to continue our monthly payments but not able to catchup with back payments as of right now. I was serviced on 1/17/2007."
We must show the mortgage company you can now afford your mortgage payment. We do this by presenting them a financial portfolio which would show your current financial situation. You can download a sample financial worksheet and completed it to ensure that your monthly income exceeds your monthly expenses. If at the end of the worksheet you show a surplus left over at the we can definitely get to work out and bring your loan current.
Comments
Post a Question or Comment
Search The AFS Blog
IMPORTANT NOTICE: American Foreclosure Specialists (AFS) and our services are not approved by the government or your lender. www.afscanhelp.com is not associated with the government, nor is it a government sponsored website. To access information on government sponsored assistance, please visit makinghomeaffordable.gov. You need to know that even if you accept our offer and use our service, your lender may not agree to change your loan. Also, if you stop paying your mortgage, you could lose your home and damage your credit rating. Work Out and Loan Modification Plans vary and are dependent upon mortgage company criteria and financial information gathered as part of the efforts AFS provides. The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the website is accurate and complete at the date first published, however you should recognize that information contained on this website may become out of date over time. Readers who have particular questions regarding real estate law, finance, or who believe they require legal counsel, should seek the advice of a financial advisor or an attorney. AFS is neither a bank nor an attorney company. By submitting this contact request, you are consenting to be contacted by foreclosure specialists by telephone and/or email, even if you have previously listed yourself on any state or federal Do-Not-Call List.