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Willl a DEED IN LIEU OF FORECLOSURE save my credit... I fdon't think so
We purchased this home as an investment property with intent of friends parents doing a lease purchase...they ended up moving out of town, while also negatively cash flowing by $700+ a month...I have had two other tenants and still currently have one at $1000 a month. The house is worth now $100k less and I have also got a salary cut of $24k and am going through a divorce...payments are still not late but I want to do a DEED IN LIEU OF FORECLOSURE so I can save my credit and NOT have to worry about this....the second loan is with Ocwen for $384.67 a month. PLEASE HELP save me from this...I do not live in the house since it is soooo far away and just need the right people to have the mortgage companies understand my hardship situations and let me out of this without any lates and/or foreclosure