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We have waited and waited for them to help us with the foreclosure, now what?

December 19, 2007

We have filed for hardship with our mortgage company in hopes to get a repayment plan or loan modification. We waited over 3 months to hear anything, and today we received certified letters of their intent to foreclose. We are desperate to keep our home. We have 3 children, and had a very rough year that caused us many set-backs financially. We can't catch up at this point, though have continued to send mortgage payments while waiting to hear from them. Even if we can postpone the foreclosure for a few months it would be helpful. We planned to send in a lump sum of 3-4000.00 when we receive our income tax refund in February. We have no other alternatives. We can not take a loan because of our poor credit history. Also, we filed a Ch. 13 bankruptcy in May 2004, which has been paid off, but has not yet been discharged. IndyMac was not included in the Ch. 13. We are confident that once we make a payment to bring us current, that we can keep our payments on time. It's just getting us through the next few months..is there any chance you can help?

This entry was:
Posted By Darin at 01:25 PM
Comments (2) | Categories: Indymac, Pennsylvania Foreclosure | Tags: indymac bank pennsylvania
 

Comments

hi , I feel you! I finally now found an attorney who is not a crook....
His name is James Hayward his number is 570-970-4598 he is the only one that will truly help you. good luck victim of Ameriquest Mortgage....
Posted By Barbara Scis on March 14, 2008 at 11:38 AM
my situation is I got my first letter, saying I was 4 mths behind, which I have been paying every month "faithfully".i didn't rec a certified letter which they say they sent out on 6-10, now mortgage company doesn't even want to talk to me just "FORCLOSE MY HOME"!!that sucks!!something we work hard for all our lives &they can do this w/ one letter?! Doesn't seem civilly right?! I am struggling to make it on unemployment and w 3 casual positions....might of been days late w payments BUT not 4 mths!!!I'M SICK!!!
Posted By CHERYL on July 28, 2008 at 12:25 PM

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