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They are waiting untiil the last minute to tell me if they can help me... should I wait?
We fell behind because our payments went up due to a rise in our escrow because of tax and insurance. we found out that we have been over taxed by $3800 a year over paying $1800 a year on insurance and this increase out house payments a lot. My husbands job was slow with work and this made it impossible ti make the new payments. he now has a job with more pay and more hours. we just need help with a loan modification or repayment plan. I spoke with my mortgage co. and sent them all the paper work they asked for but that was 4 weeks ago and they just tell me we are working on it and will get back to you 2 weeks before the sell date. This really worries me that they are waiting until the last min.
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