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No good husband, causing me to go into foreclosure

December 13, 2007

Husband left in June, 2005 and did not help pay for the bills until Court Ordered in January, 2006. Received alimony for 9 months and then husband went on worker's comp. Alimony was taken away and that is when the mortgage fell behind. I tried to get into a workout with Bank of America in 11/06 and they would not grant one without a Quit Claim Deed. We were scheduled to go to court in February of 2007 for final hearing. I have applied for three loans with Bank of America. Denied the first time for 2nd mortgage showing as a bankruptcy, which was dismissed, it was in a workout. The second time it was denied because I did not have a "recorded" Quit Claim Deed. So I applied a third time in September, 2007, and have not heard from them as of this date. I was responsible for all of the bills: 1st mortgage, 2nd mortgage, car payment, utilities. I was in the hole $500. each month. I have two children that I had to worry about and keep utilities going. Bills were all 2-3 months behind due to him leaving. Could not get caught up. However, I am now on affordable budgets for utilities, car is paid off, and I have continued to pay the 2nd mortgage through out this time. I need advice and help quickly. Thank You! I can easily make a house payment now that I have my finances in order.

This entry was:
Posted By Darin at 12:52 PM
Comments (0) | Categories: Bank of America, Ohio Foreclosure | Tags: bank of america ohio
 

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