I need help getting Ocwen to stop the foreclosure

I am 4 months behind on my mortgage payment and I don't want to lose my house. When I bought 20 years ago I had a very good credit rating now it's poor. Is there anyone that can help me? I do want to pay them, but there is no way I can come up with the money to catch up at one time.

I am 4 months behind on my mortgage payment and I don't want to lose my house. I want to pay them but I cant't come up with 4 months of money all at once or I wouldn't be in this situation. I had very good credit when I bought my house but my credit is poor now and I can't re-finance to lower my Mortgage. I also credit cards to pay off but I can get help from CCCS. (Maybe)

We were two month behind on our adjustable rate payment when I tried to get Litton to modify our loan and all they did was give me the run-around! I couldn’t believe it when the guy on the phone actually said that my family shouldn’t eat so much because then we would spend less on groceries and would have more money to make our mortgage payment! What a jerk! He also said we should get a cheaper car and a bunch of other stuff that was really rude. Come to find out the loan modification they were going to give us was a just Forbearance Agreement and all it was going to do was add the payments we were behind on to the back of my loan. Since our interest rate was going to stay the same, this would actually make my payment go up! THAT’S what got me into this mess in the first place! My payments are too high! This whole thing was keeping me up at night worrying about what was going to happen to us. I told my friend at work about this and she said I should call the loan modification company that got her loan modified down to 3.75% fixed interest rate! I decided to call them, and in about 45 days they got my interest rate down to 4.35% and it’s a fixed rate too! The company is First American Financial Group and we are really happy with what they did for us. The website is, w. w. w. TheLoanModFacts . com. We went with them because they have attorneys on staff to make sure the banks do the best they can and they have a 100% money back guarantee. I hope this helps some other people fighting with their loan company! Don’t give up and don’t be intimidated by your mortgage company!