I need a forbearance ... help

I am asking for help w/ this forbearance agreement to be amended or for consideration for a lower payment. I am asking for the payment to be lowered or refinance this loan at a lower rate for the payment to go down. The reason is this is stripping me to where I cannot afford to buy food for my family. I cannot qualify for food stamps with the income and the house. I am asking for the payment to be reduced down to 1200.00 a month or as low as possible or at least for the next 6 mos. By then I may be able to get refinances thru another company. I want to keep my home as you can see I am working 2 jobs (part time and f/t) to make the payment but it is endangering the utilities to be turned off and no food in the house. My job just did a major layoff when they got taken over (layoffs Dec 1st) even my supervisor got demoted down to a rep. If I get laid off I cannot even make that big of a payment because Unemployment wont pay as much. They have raised the medical insurance for us. If I could get the lower payment or move the rest to the end (restructure) I Can make the payment but this is stripping me. I will provide all the financial before but I NEED the relief. My first priority is my home and my children and have demonstrated this since August. Please consider and let me know. We also had our pay cycle changed when they bought ADP in we get paid 2x a month not every other week as before (starts this month ) so I have to make the payments in 2 as I don’t make enough for one on the 15th.

As well as becoming administrator for our benefits plans, I will also become our payroll system administrator. As a result, we will be able to take advantage of new functionality through an Employee Gateway. Paychecks will be produced on a semi-monthly payroll cycle instead of a bi-weekly cycle. Commission payments will be processed in each paycheck, not in a separate payroll run.