I can't catch a break

Papers served for foreclosure proceedings tonight. Reported last payment in July of 2007 which is not true. Attempted payments were made in August 2007, Sept. 2007, Oct. 2007. 1 Check in Oct was signed for receiving in the mail, but has never been cashed/returned to this day. The last check written in Oct. 2007 was sent back to me about 2-3 wks after receiving with a paper that had a check mark of Certified/Cashiers Check...that sort of thing. No note with it, or anything. This has been a very difficult company to deal with ever since they got our mortgage. I am not perfect & life has been pretty difficult for a couple of years now. 2006 there were 3 deaths in the family & the wife hospitalized for almost a full month---she still has medical conditions that will be with her for the rest of her life. She is disabled & receives a disability check every month. As for this year, 2007? We have ongoing issues with low income & our daughter who is not living at home being more expensive for us with help in her housing, her bills, her baby, etc. She later got herself into trouble that the state put her daughter into our care which has been for about 9 months now. So, with a baby back in the home things have been quite a handful for us all around & of course the issue of still helping our daughter who cannot seem to get it together. Now, we have past due medical bills facing us from my wife's illness & we just cannot seem to catch a break to get all of this fixed! Please, help me keep my home! Life has been difficult enough without having to deal with the impossible of this particular mortgage company. We did wrong with late payments, but they are very discouraging in showing late payments when you did pay on time, every time you call in you would always get a different answer of the same questions, 1 time being told they could not take a payment over the phone but they always accepted your check, etc etc etc. Due to their wrongfulness too they made it impossible to be refinanced anywhere else. Also, the roof had started to leak & our insurance will not cover it. Since we do not have good credit at the time of year it is making it difficult to get that fixed properly too. The past 2 years just have not been really good to my family & losing the home is NOT something I want to do!!!