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The forbearance plan they put us on is unreasonable
December 31, 2007
We are on a forbearance plan and are trying to catch up what we got behind, but they want us to make payments of $1500 to $1700 a month. We can't do it. We are getting further and further behind. Please Help
Comments
We got behind because the interest rate went up again. We talked about a modification and they agreed. But when we got the agreement in the mail they wanted 3 months of $3,100 and then the 4th month of $20,000 to be current and we are only three months behind. They said this was based off our income of $6,000 a month and have distroyed our credit.They will not change or do anything to help us, this was not the verbal agreement we had on the phone. We have 9 children and they send peolpe out to our house to check on the propety instead of calling us they charge us and say we were unreachable. These people are criminals!!!!!
This same thing is happening to me right now. My employer cut my hours back to 32 in in June. Although my payments were only $652 per month, we fell behind. We are 3 months behind and our mortgage company wants us to make our regular payments starting next month and then a lump sum of $2000 in January. We don't have this. What can we do??