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I don't know if we should look at selling the home to avoid foreclosure
I spoke with someone about selling my home, however i would also like to see if I could get a loan modification, I don't know if we would be able to rent a place with the behind payments showing on the credit, I don't really know what to do at this point, so I would like to explore some options. we are behind going into 5 months now, the mortgage company has been working with us and holding up on foreclure filing, and we sent them a hardship letter, back statements and all the papers they required, and waiting to hear back from then for options, however we have no extra money to make the payments right now, we are awaiting more income that is suppose to start for disability for our handicap son soon from SSI, but right now we need to explore options hope you can help us.