Cancer and foreclosure... not a good time for this

in spring 2007 i became ill-not knowing i had cancer at that time--and refinanced my house with first franklin and was subject to a high interest 8.9 variable interest loan. i've been calling and pleading with first franklin to either lower my interest or forgive the penalty (over $9,000.) so that i can refinance. They will do none of these the only thing i've been offered is to 'defer' the payment which does not in any way help the situation. without one of those options (restructuring or waving fee), i am forced go into foreclosure. the mounting medical debt and the $1450. house payment on a reduced income is impossible.

i am a free lance writer filmmaker and have been been recording all my phone calls with the first franklin reps while on video. even if i lose my house, perhaps my short documentary will assure that this won't happen to others.

I have not worked in over a year. I have two small children, 3 and 6 months. I had complications throughout the whole pregnancy that caused me to not be able to work. I was so sick most of the pregnancy, I had to go to a specialist weekly or sometimes bi-weekly. I was hospitilized because I couldn't hold down food or drink, not even water. This was through half of the pregnancy. I couldn't drive, walk from my bed to the bathroom. I couldn't take care of my son, sometimes I couldn't even shower. I thought that after my baby was born that I would be working back at my old job or a previous old job, but that didn't work out due to lay offs and a contract being near the end. I had been applying for jobs since I was pregnant and haven't found anything yet. My credit has always been good up until this point because of the house. All the jobs that I had been working on required credit checks, that's how I make my living. No foreclosure programs will help me because I don't have a job. My only income is my child support for my 3 year old (not much to live on). I have to come up with 6,000 by April 9th and I don't have it. If anyone can help, please let me know. Pregnancy is not considered something tragic, but I didn't have a normal pregnancy or cervix. My pregnancy was just horrible and all of the events that followed.