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The attorney did not stop the sale

January 12, 2007

Georgia foreclosure

This is an actual comment from a client:

"We had apayment agreement that was verbally made to make payment by feb. 2, by western union quick collect sent 1/29, mortg. co. picked up payment 9:48 a.m. 1/30..... sold house on 2/6. during verbal agreement were told to ignore all legal notices that it would be o.k........ i called to make sure payment was posted and never got a return call.. called back and was told they had no payment. they refused it ..thought it is in there cash dept being held to resend back to us within 2-3 wks. and that they sold the property on 2/6 back to the reo dept of emc mortgage. today 2/10 - remax realtors came with a letter of intent to occupy, and notice that emc requires immediate eviction. if i had not called to verify the funds i would not have even known the property was sold. they say we were suppose to fax an agreement.----- we hold a second on this house... at the same time the agreement was made verbally to pay it on 2/9. while being told the property was sold they said we still have the open 2nd with the payment agreement. ok there was no faxed agreement there either. please help us to understand how this could occur so quickly , especailly when the funds were there in more than enough time. thank you"

This is why you need professionals involved to get this worked out for you. We have never had a verbal workout that was not honored by the mortgage company. We record all of our phone calls with the mortgage company case any discrepancies or issues present themselves at a later date. If we get you approved for a workout with the mortgage company it will be honored.

When we get an approved work out with the mortgage company we will fax you with an agreement that you will need to sign, send back to them, and then we will follow with them to make sure the sale is stopped. If need be we will correspond with the appropriate attorney to make sure the sale is stopped with them also.

This entry was:
Posted By Darin at 11:18 AM
Comments (2) | Categories: EMC, Georgia Foreclosure | Tags: georgia emc
 

Comments

My husband filed chapter 13 in feb. We have made all payments to trustee on time. We have fallen behind on our mortgage payment. They had themselves removed from our chapter 13 and sent out a letter of no opposition stating that we have not made our house payments since last year. It also states that the house will be placed in foreclosure. Our attorney will not call us back and neither will the mortgage company. We have proof of payments that have been made and accepted. We can't figure out what is going on. Can anyone help?
Posted By Jackie on August 08, 2007 at 03:47 PM
Though your allegations are based on words always write down your phone calls and record the calls as mortgage companies and banks due to have less risks when presenting a petition to the BBB of that state or even the courts. Always remember something banks delay foreclosure on properties that have little Equity or no Equity ... but if you are late within the first 90 days and have a lot of Equity inside your home then the bank will do things quicker and faster ... also it depends in which state you live in because there are laws that have the redemption period for banks to foreclose on your property.... take care Hernandez Family ..

PS Always remember ... you should always look for your own interest and then the rest of the companies or others..
Posted By Hernandez Family on November 29, 2007 at 05:27 PM

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