American Foreclosure Specialists
American Foreclosure Specialists
May 14, 2008
We separated but the mortgage did not
Mortgage was shared between me and my spouse and we separated. I was not able to keep up with payments on my own at first and the payments racked up. The agreement made with the bank was just to high to keep up with.
What is a Short sale or a Deed-in-lieu of foreclosure?
We bought this house in 2000. We had a job transfer to Texas in 2001. The house would not sell after 8 months on market. We had to start renting it to pay the mortgage. We have a property management company overseeing it. We just discovered that the property is in need of extreme repairs.
Hope Now should be called No Hope Now...
After 5 letters, at least 6 calls, and always being put on hold, I finally got a hold of somebody from Citi Residential Lending/AMC. Also, through a letter from them, and HopeNow. We were treated very unfair, and cheated out of a second chance to homeownership.
Wells Fargo has a prepayment penalty that is keeping us from getting out of the ARM
We had an interest only loan with Wells Fargo that was refinanced 12/2007 into our current 30 yr fixed FHA loan. We have a 2nd as well. Where it went bad for us is when I tried to refinance the interest only before the rate reset and was told of the prepayment penalty.
From a divorce to an ARM, it just keeps getting better
I have been in the house since 1994, I had refinanced due to a divorce 2 times and had an ARM. I refinanced in OCT 2006 to get to a fixed rate, but at that time the payment was more than I could handle but also knew the ARM would be worse.
Greentree keeps adding fees that I need to pay, what can I do
I received a NOD on Friday the 9th of May, mailed on the 8th.
May 08, 2008
We need to sell fast to avoid foreclosure with Homecomings, does anyone have any suggestions?
We have been trying to sell our house for a year now, with no luck. We owe more on it than what the houses in our area are selling for. We need to be out of this house by the end of July, relocating to Florida. What can we do to save our credit from a foreclosure?
May 07, 2008
Bankruptcty to stop my foreclosure did not work, any advice
My husband and I filed for bankruptcy in order to save our house. The bank that had our mortgage continued to proceed with the proceedings. I hate to think about it being to late to do anything, I have stressed to where it has affected my health in a bad way.
How do I negotiate with GMAC
I filed bankruptcy (chapter 7) last year. Currently My wife and trustee own the house. We are selling the house. however we got very low offer from buyer. My wife did not agree to sell the house. Now she wants to keep it. To do this.
I thought I was on a repayment plan, I find out now that I am being evicted.
Hello, I have a loan with ASC and I was in a repayment plan with them that was drawn up on Feb. 25th 2008.






